THA·ONE Insights
Understand your finances. Decide better.
Practical guides on liquidity, pricing, reserves and financial planning – for freelancers and small businesses.
Taxes & Reserves
VAT Reserve for Freelancers: Why That Money Isn't Yours
VAT only sits in your account for a short while. How to separate it from day one, how much to set aside, and how to never be caught off guard by payment day again.
Taxes & ReservesPlanning Income Tax Prepayments: How to Stay Liquid
Prepayments rarely come as a surprise – but they often come at the wrong time. Here's how to build them into your liquidity plan before they blow a hole in your account.
Taxes & ReservesBuilding Tax Reserves: The 3-Account Method for Freelancers
The tax bill never comes as a surprise – it just gets ignored. With three accounts and one fixed rule, the topic is settled for good.